Affinity Golf Program:

Property

• Real Property and Personal Property offered on a separate blanket - basis.
  
• No property coinsurance.
• Policy level deductible (Exceptions:  Hospitality and Leisure Endorsement, Crime, Earthquake, and Flood).
  
• Flood - $5 million where available.
  
• Earthquake - $5 million where available.
  
• Business Income including:
  
• Extra Expense.
  
• Off Premises Services Interruption-Direct Damage - $100,000.
  
• Off Premises Services Interruption - Indirect Damage - $100,000.
  
• Overhead Transmission Lines.
  
• Extended Period of Indemnity of 180 days.
  
• Period of Restoration continues until
  operations can resume to the level prior to loss.
  
• Golf Course Grounds - $2 million - tee to green including fairways, rough and out-of-bounds areas, driving ranges, land, lawns. No per hole limitation.
  
• $5,000 for replacement or movement of each tree/shrub/plant (up to the Golf Course Grounds limit of $2 million).
  
• Debris removal, including trees on the golf course for $250,000 (includes wind).
  
• Uncovered property blown onto your premises for $2,500.
  
• Ordinance or Law Coverage - Demolition Cost and Increased Cost of Construction - Blanket limit applies.
  
• Members and Guests Golf Equipment - included under personal property with no per bag limitation.
  
• Equipment breakdown coverage automatically provided up to the property limits.
  
• Accounts Receivable - $250,000 per premises/ $250,000 away from premises.
  
• Backup of sewers and drains - blanket limits apply.
  
• Original Information Property (Valuable Papers) - $250,000 per premises/$250,000 away from premises.
• Fine Arts Coverage - $25,000. Higher limits available.
• Commercial Computer (Hardware) - included in personal property limit.
• Commercial Computer Coverage (Software/Media)-included in Original Information Property.
• Property coverage to include bridges, walkways, irrigation systems, exterior light fixtures and poles, tennis courts, fences, patios, walks, roadways, swimming pools and lightning detection systems.
  
• Maintenance equipment and golf carts covered under personal property on a replacement cost basis.
  
• Hospitality and Leisure Industries Extension
  Endorsement;
  
  • Customer Inconvenience Remuneration Expense - $25,000 to cover expenses incurred as a result of being unable to honor prearranged
    accommodations as a result of a covered cause of loss.
    
  • Extortion - $50,000 for costs as a result of a threat communicated to you to do damage to covered property or bodily harm.
    
  • Guests Valuable Property including jewelry and furs - $10,000 with an additional limit of up to $5,000 for defense costs.
    
  • Lost Master Key/Key - Card Coverage - $25,000.
    
  • Money Orders and Counterfeit Paper
    Currency - $5,000.
    
  • Food Contamination Suspension of Operations.
  • Business Income - $10,000.
  • Extra Expense - $10,000.